Property Taxes and Why We Hate Them

“I hate property taxes!” was said to me today over lunch as I was trying to decide what I would write about this month for our Abbotsford’s Mortgage Blog. My server goes on to explain to me she had to make a big payment today for taxes and she hated it. We easily found common ground complaining about taxes. Doesn’t everyone hate them – We sure as heck can’t offend anyone complaining about taxes out loud in a busy restaurant – No one likes taxes.

She explains every year for last 15 years her property taxes in Mission have gone up. And every year for the last 15 years she has elected to pay the taxes herself instead of using her bank services to do it on her behalf. And every year for the last 15 years she has encountered a new way for them to become more painful. If it is an Interac Card with a limit not high enough regardless of her efforts to raise her limit for that one day or the painful realization a young family has on it’s limited funds to balance the cheque book for a solid week in hopes the cheque clears, she hates property taxes!!

I guess for me its not as painful because the tax plans provided by my Mortgage Lender allows me to no longer go down to city hall and pay them in person. I actually get a little enjoyment logging into my online City Tax Service with my Folio Number to cliam my $570.00 grant! (I love saving money!)

In my case I only see myself getting money back, not paying it! For me, the money on property taxes has been squirreled away monthly before I could spend it. Regardless taxes are still not fun.

Here is a list of online tax services that may make your experience online a little easier. And if your lender offers a tax savings plans and serices take advantage of it – the service is free!! Why is it free? Well that is a whole other blog topic but know this, your lender needs you to pay your taxes and it is for their own protection! So use and abuse this one free bank service.

Chilliwack:
http://www.gov.chilliwack.bc.ca/main/page.cfm?id=847

Abbotsford:
https://www.abbotsford.ca/tempest/ecom/hog/login.cfm

Mission: http://www.mission.ca/municipal-hall/departments/finance/property-taxes/how-to-claim-your-home-owner-grant-online/

Burnaby:
http://www.burnaby.ca/City-Services/Property-Taxes—Utilities/Home-Owner-Grant/Claiming-Home-Owner-Grant-Online.html

Coquitlam:
https://e-civic.coquitlam.ca/tempestprod/ecom/hog/login.cfm

Port Coquitlam:
http://www.portcoquitlam.ca/Citizen_Services/Online_Services_and_Payments/Electronic_Home_Owner_Grants.htm

Maple Ridge:
https://www1.mapleridge.ca/ecom/hog/login.cfm

North Vancouver:
https://www2.cnv.org/VCH2/modules/hog/hog_login.asp

New Westminster:
https://frontcounter.newwestcity.org/nwinfo/ecom/hog/login.cfm

Vancouver:
http://vancouver.ca/fs/treasury/ehog.htm

Surrey:
https://ptu.surrey.ca/tempestprod/ecom/hog/login.cfm

Delta:
http://deltaonline.ca/tempest/ecom/hog/login.cfm?title=Electronic Home Owner Grant

Lets now just all agree to agree to pay our taxes and get back to to the good weather, BBQ’s and beers 🙂

 

By Referral Mortgage Consultants*

“Click, Call, Chat – Award Winning Brokers”
 1 – 32540 Logan Ave
Mission BCV2V 6G3
&
360-3033 Immel St
AbbotsfordBCV2S 6S2
&
8387 Young Rd
ChilliwackBCV2P 4N8
Dave  604 897 2741 Jordi 604 615 1312
www.AbbotsfordsMortgageBroker.com
 
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*By Referral Mortgage Consultants – doing business as BRMC is: Verico Preferred Financing Inc / Verico Canadian 1st Mortgage Corp which have a co-brokering agreement and there is a common Mortgage relationship and are licensed with the Verico Dreyer Group. Mortgage ownership, that employees of both Mortgage companies may review, advise and help process the Mortgage files. That Verico Preferred Financing Inc & Verico Canadian 1st Mortgage Corp share the some expense and income from mortgages. Kim Langille Featured on thess site is an unlicensed mortgage assistant only, not a Mortgage Consultant. Jordi Browne featured on this site is the Mortgage Broker of record. “The Broker” is Jordi Browne. Jordi Browne also holds a Life Insurance License and represents Verico Canadian 1st Mortgage Corp. Dave Browne featured on this site has a Life Insurance License too but is an independent agent– Jordi and Dave Browne co-broker life insurance files and share expenses, all income retained by Verico Canadian 1st Mortgage Corp. 
 

 

 

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