We highly recommend all our Abbotsford, Mission and Chilliwack mortgage clients sign up for a personal account with Equifax and TansUnion. These credit agencies will allow you to start receiving your credit report any time you need it and monitor for fraudulent credit checks. If membership is too expensive then at least pull your credit once per year. It will not only equip you with the info you need to avoid bad credit scores via inaccuracies but it also can curb fraud. Both agencies will send you a notification every time some pulls your credit with full membership.
There are also occasions when bankers, lender, car financiers and furniture/jewelry stores that you have previously shared your info with will pull your credit again without proper consent assuming their first consent gives them car-blanch freedom to act as they wish or thinks is best for you.
These credit checks with show up in your email and you will have leverage to launch a complaint against these actions. This will help you reverse these inquiries.
As a reputable lender we always get verbal OR written authorization to do credit checks and we think everyone should do the same. Remember a mistake on your credit bureau can take weeks if not months to fix and in that time you could miss out on a dream property or investment opportunity!
By Referral Mortgage Consultants*
“Click, Call, Chat – Award Winning Brokers”
1 – 32540 Logan Ave
Mission BCV2V 6G3
360-3033 Immel St
8387 Young Rd
Dave 604 897 2741 Jordi 604 615 1312
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*By Referral Mortgage Consultants – doing business as BRMC is: Verico Preferred Financing Inc / Verico Canadian 1st Mortgage Corp which have a co-brokering agreement and there is a common Mortgage relationship and are licensed with the Verico Dreyer Group. Mortgage ownership, that employees of both Mortgage companies may review, advise and help process the Mortgage files. That Verico Preferred Financing Inc & Verico Canadian 1st Mortgage Corp share the some expense and income from mortgages. Kim Langille Featured on thess site is an unlicensed mortgage assistant only, not a Mortgage Consultant. Jordi Browne featured on this site is the Mortgage Broker of record. “The Broker” is Jordi Browne. Jordi Browne also holds a Life Insurance License and represents Verico Canadian 1st Mortgage Corp. Dave Browne featured on this site has a Life Insurance License too but is an independent agent– Jordi and Dave Browne co-broker life insurance files and share expenses, all income retained by Verico Canadian 1st Mortgage Corp.