Marketing & Sales Position

Marketing & Sales Administrator:

We are looking for an outgoing, self motivated, sociable, Marketing & Sales Administrator to join our sales team and help us achieve our goals. If you have exceptional organizational skills and draw energy within a close-knit team environment, we would like to meet you. Ultimately, you should be able to contribute to high quality customer service and assist us in achieving sales targets

Duties of a Sales Administrator:

  • Social Media / Photoshoots
  • Client care calls / proactive calls through company’s data base
  • Client Gift Inventory (Design-Order-Maintain)
  • Communicating internally important feedback from clients.
  • Email Correspondence
  • Organizing & consolidating files via drop box/Adobe
  • Familiarity with Excel – Import/Export between CRM Systems

Preferred requirements for this role:

  • High organizational skills and ability to manage several projects at the same time.
  • Ability to prioritize & self manage workload.
  • Strong communication skills (written & Verbal)
  • Provide basic IT support ie. (Dropbox, CRM, Microsoft Office, Gmail)
  • Design/marketing skills
  • Photography


$38,500 – $42,000 (Depending on experience + skill set) + Bonus after 6 months

Job Type: Full-time

Salary: $38,500.00 to $42,000.00 /year


  • Marketing/Sales: 1 year (Preferred)


  • Secondary School (Preferred)

Divorce – How To Guarantee Yourself A Mortgage

Divorce – A Few Tips to Guarantee Your Mortgage

 As Abbotsford mortgage brokers, we decided to write a blog to give you all an easy read of simple options when it comes to financing, whilst going through a Divorce.

The two most binding contracts you’ll ever sign in life are, your marriage certificate and your mortgage contract. Statistics show that 4/10 marriages in Canada end in Divorce. That is equivalent to 70,000 divorces per year.

Anyone who has experienced divorce knows just how emotionally trying it is, keeping track of your finances while staying on top of paperwork can be extremely frustrating and difficult, remember to seek help with your finances when you feel it’s become necessary.

It’s likely you and your spouse will require your own spaces, avoid dragging out minor details, speak with your Abbotsford mortgage broker and position yourself to be financially prepared for your next step.

Dividing assets and spousal buyouts are often the main causes for delays, it’s important to iron out the details of your spousal buyout and whether refinancing your home to do this is an option.

Here are 3 of the most common options people tend to choose.


Option 1: Keep the house and mortgage as is.

Due to finances this ends up being one of the most commonly chosen routes, unfortunately it’s also one of the most undesirable. In this case, both people will leave both of their names on the mortgage as is. The issue with this option is that nothing has technically changed and decisions regarding the home and financial ties will have to be made together. Although one spouse may move out of the home, they will still be as equally tied to it and it will continue to be a shared asset.


Option 2: Sell the House

This is the simplest. Once the home has sold, proceeds and equity will require division amongst each spouse as laid out in your separation agreement. However, if money is owed (i.e. shared debts), you will split the debt according to your separation agreement. Before this option though, you may need to think this one through with your broker, as you may not qualify for a home on your own after selling.


Option 3: Spousal Buyout

In this scenario the spouse wanting to keep the house will have to buy out the others’ equity share, to do this a “new purchase agreement” will be required. In this scenario, the spouse keeping the house will have to qualify for the mortgage on their own. And will need a minimum of 5% equity in order to pay out the spouse who will be removed  from title. What’s great about this option is that due to this being a purchase you will qualify for the best rates in the market. 


Election Day – What Each Party is Offering for Housing

With the election day today, our team of Abbotsford Mortgage Brokers took it upon themselves to take apart what’s been said and do a quick write up on what each political party is offering for the housing market. Keep in mind no government can fulfill these promises, based on reasoning.



  • Expand the First-time Home Buyer Incentive for people in Victoria, Vancouver and Toronto. The value of a qualifying home will go from 500,000 to nearly 800,000
  • Add a one per cent annual tax on residential properties owned by those who are not Canadians and who do not live in Canada
  • Help homeowners and landlords pay for retrofits by giving them an interest-free loan of up to $40,000
  • Help people buy newly built homes that are certified zero-emissions by giving them a Net Zero Homes Grant of up to $5,000
  • Create a low-cost national flood insurance program
  • Make Energy Star certification mandatory for all new home appliances, as of 2022
  • Give interested homeowners and landlords a free energy audit
  • Retrofit 1.5 million homes, over the next five years



  • Increase amortization periods on insured mortgages to 30 years for first-time homebuyers
  • Launch inquiry into money laundering in real estate
  • Remove stress test for mortgage renewals



  • Create 500,000 units of quality, affordable housing in the next 10 years
  • Double the Home Buyer’s tax credit to $1,500 for first time buyers
  • Remove GST/HST on the construction of new rental units
  • Re-introduce 30-year terms to Canada Mortgage and Housing Corporation (CMHC) insured mortgages for first time home buyers
  • Add $5 billion to spending on affordable housing in first 18 months in office
  • Set up “fast-start” funds available to communities to kick-start construction of co-ops, social and non-profit housing; amount not specified
  • Invest $40 million over four years in the Shelter Enhancement Program


Green Party

  • Legislate that housing is a legally protected fundamental human right for all Canadians and permanent residents
  • Increase the National Housing Co-investment Fund by $750 million for new builds, and the Canada Housing Benefit by $750 million for rent assistance for 125,000 households
  • Get rid of the first-time home buyer grant
  • Restore tax incentives for building purpose-built rental housing
  • Remove “deemed” GST when a developer with empty condo units puts them on the rental market
  • Change the legislation that stops Indigenous organizations from accessing financing through CMHC







CMHC First Time Home-Buyers Program

CMHC First Time Home-Buyers Program

As Abbotsford Mortgage Brokers, we’ve taken it upon ourselves to write up all the information that you need to know about the new “CMHC First Time Home-Buyers Grant”.


2019 federal budget includes tantalizing pitch for prospective first-time home-buyers

  • An applicant must make a household income of under 120,000 per year to qualify
  • Applicant must be able to come up with a minimum down 5% payment
  • The programs caps out 4 times the applicant’s annual income
  • Which means the loan can only help homeowners buy properties where the mortgage value plus CMHC loan doesn’t exceed 480,000
  • So, if the 1st time home buyer approved all conditions above, CMHC would kick in up to 10% of the values newly built home.
  • Co signers are permitted as long as the combined annual income is no higher than 119,999
  • Stress test for these mortgages do not apply with the loan. The loan is considered cash.

What CMHC wants in return:

  • In exchange for an equity stake in the home (so the funding comes with a bill to be paid)
  • If a buyer wants a 400,000 house – they got to come up with 20,000 min
  • 380,000 loan — 40,000 in funding = 10% stake in your home —-Bringing mortgage down to 340,000 w/ standard %3.5 interest, bringing payments down $200/month = 2700 in savings/year
  • Pay when you sell your house or sooner, it’s up to you.
  • CMHC shares in a – Loss OR Gain – of the value of profit
  • Loan must be paid in full no later than 25 years of purchase
  • Enough for 100,000 new buyers over the next 3 years.

Taking out new loans from CMHC or retirement savings doesn’t make housing more affordable, It just allows another source of debt financing that must be repaid.